Buy Now, Pay Later

No need to delay getting your dream car

You may need to buy a new car right now, but with Christmas coming up, you might have other things to pay for first.

Buy Now, Pay Later allows you to buy the car right now, and introduce a "pause" month at the start of your payment schedule.

It's as simple as that.

Here's an example

The first payment is due around 1 month from the delivery date, but you can change the date.

In the examples below, we've assumed it's 1 month from today.

Pause Month Quotation
Vehicle Price: £17,990.00
Total Deposit: £3,598.00
Balance to Finance £14,392.00
APR (fixed) 11.0%
Flat Rate 5.5%
Period of Loan 61 months
Total Amount Payable (inc deposit) £22,349.40
First Payment of
on 10th Jan 2020
£0.00
60 Monthly Payments of
starting 10th Feb 2020
£309.04
Standard Quotation
Vehicle Price: £17,990.00
Total Deposit: £3,598.00
Balance to Finance £14,392.00
APR (fixed) 11.2%
Flat Rate 5.5%
Period of Loan 60 months
Total Amount Payable (inc deposit) £22,282.80
First Payment of
on 10th Jan 2020
£307.93
59 Monthly Payments of
starting 10th Feb 2020
£307.93

The examples above were generated on stock number 139841 on 12/11/2019. These figures are for illustration only and could change depending on your individual circumstances. The £99.00 credit facility fee is spread out across the term of the loan and is subject to change. There is also a £199.00 completion fee which will be paid on top of the final instalment, and a £10.00 option to purchase fee if you wish to buy the vehicle.