We understand that every individual’s circumstances are unique and that’s why our user-friendly loan calculator lets you explore finance options tailored to your needs.
After using the calculator you can apply for car finance effortlessly by completing our straightforward online application. Direct Cars Limited is an appointed representative of ITC Compliance Limited which is authorised and regulated by the Financial Conduct Authority.
Ensuring transparency when choosing us for your car loan needs. At Direct Cars, we’re committed to transparency. Our representative APR aims to provide you with a clear understanding of your monthly repayments.
Our finance calculator considers your credit rating and credit score, allowing us to offer personalised financial solutions. As a family-owned business we take pride in being a trusted name in the industry since 1996.
Buy a car in confidence, knowing that Direct Cars is here to make the process seamless. Explore your finance options today and take the first step towards driving away in your dream car.
Hire Purchase (HP) Example
| Vehicle Price | £ |
|---|---|
| Total Deposit | £ |
| Total Amount Of Credit | £ |
| Option to Purchase Fee | £ |
| APR (fixed) | |
| Flat Rate | |
| Period of Loan | |
| Total Amount Payable (inc deposit) |
£ |
| MONTHLY COST | £ |
These figures are for illustration only and could change depending on your individual circumstances.
Embarking on the journey to secure car financing can be a daunting task, laden with uncertainties and complex calculations. That's precisely why Direct Cars offers you a lifeline in the form of our user-friendly car finance calculator.
In the world of car financing, transparency is paramount. Our finance calculator acts as your trusted companion, unveiling the intricacies of your potential loan. No hidden fees, no ambiguous terms—just clear, concise information tailored to your unique needs. Planning your budget becomes a breeze when armed with the clarity our calculator provides.
Our calculator empowers you with insights into the dynamics of interest rates, loan terms, and overall affordability. By experimenting with different scenarios. You gain a deep understanding of how each factor influences your monthly payments and the total cost of your car loan.
We designed our finance calculator for personalisation. Whether you're eyeing a compact car or a family-friendly SUV, the tool adapts to your specific requirements.
Tailor the loan amount and adjust the interest rate. Then explore various terms to find the combination that aligns seamlessly with your financial comfort.
Imagine the frustration of committing to a car purchase only to discover unforeseen financial challenges later. Our calculator acts as a preventative measure, ensuring you enter the car-buying process with your eyes wide open. No surprises, no guesswork—just a clear understanding of what your financial commitment entails.
Before delving into the nitty-gritty, let's demystify some key terms you'll encounter on your financing journey:
We offer free soft credit searches as part of our commitment to transparency and customer satisfaction.
A soft credit search is a preliminary inquiry into your credit history. However, it doesn't leave a visible mark on your credit report. Unlike hard credit checks, soft searches are only visible to you and do not affect your credit score. This means you can explore your car financing options without any impact on your financial standing.
We believe in empowering our customers. By offering free soft credit searches. We provide you with the opportunity to understand your current credit situation without the fear of negative consequences. Knowing where you stand financially is crucial when considering a major investment like a car purchase.